Thursday, September 14, 2006
ERRONEOUS STATEMENTS BY OCC AND WHY ????
Dear PHONEY OCC Rep. lg signed below. There is no correspondence from Walter Ellis filling a complaint against Whitney Bank and you know so. This is another conspiracy on the part of your agency to indicate how far the OCC will go in order to protect this agency’s illegal actions. I spoke to Ms. Henderson this PM 9/14/06 and she did not indicate I had filed a complaint. In fact here is the correspondence I received from Ms. Henderson, the Community Affairs Officer of Whitney Bank.
Received on 9/13/06
Mr. Ellis & Rev. Thompson:
I hope this note finds you gentlemen well. As promised, I have listed below the names of several non-profit groups in the New Orleans area that serve low and moderate income families. These groups are providing some of the services you spoke about in our meeting such as, credit & homebuyer counseling, small business and consumer lending, and housing development. I believe a conversation with representatives of these groups will give you some additional information regarding the role that local non-profits are playing in assisting with the rebuilding of our City. There may be opportunities to develop partnerships around a common mission.
I hope this helps. Thanks, Sunada Henderson
Neighborhood Housing Services of New Orleans
Lauren Anderson Executive Director
4700 Freret Street.
New Orleans, LA
Neighborhood Development Foundation
Rosalind Peychaud Executive Director
Fred Johnson Outreach Specialist
220 Camp Street
Suite 532
New Orleans, LA
Dear PHONEY OCC Rep. lg signed below. There is no correspondence from Walter Ellis filling a complaint against Whitney Bank and you know so. This is another conspiracy on the part of your agency to indicate how far the OCC will go in order to protect this agency’s illegal actions. I spoke to Ms. Henderson this PM 9/14/06 and she did not indicate I had filed a complaint. In fact here is the correspondence I received from Ms. Henderson, the Community Affairs Officer of Whitney Bank.
Received on 9/13/06
Mr. Ellis & Rev. Thompson:
I hope this note finds you gentlemen well. As promised, I have listed below the names of several non-profit groups in the New Orleans area that serve low and moderate income families. These groups are providing some of the services you spoke about in our meeting such as, credit & homebuyer counseling, small business and consumer lending, and housing development. I believe a conversation with representatives of these groups will give you some additional information regarding the role that local non-profits are playing in assisting with the rebuilding of our City. There may be opportunities to develop partnerships around a common mission.
I hope this helps. Thanks, Sunada Henderson
Neighborhood Housing Services of New Orleans
Lauren Anderson Executive Director
4700 Freret Street.
New Orleans, LA
Neighborhood Development Foundation
Rosalind Peychaud Executive Director
Fred Johnson Outreach Specialist
220 Camp Street
Suite 532
New Orleans, LA
Hope Community Credit Union
Lynette Colin
1728 Oretha Castle Haley Blvd.
New Orleans, LA
First Evangelist Housing & Community Development
Rev. Taylor
Mrs. Marion Taylor
Federal Reserve Bank of Atlanta
Nancy Montoya Community Affairs Officer
It is apparent that your agency intends to disrupt any procedure that will benefit African Americans. I spoke with Ms. Nancy Montoya at approximately 11:45AM (9/14/06). Ms. Montoya stated she would contact me after 5pm this date to discuss UAAD 's involvement in actions of the Federal Reserve. It is 5:00am (9/15/06) and I haven't received a courtesy call from Ms. Montoya. I have e-mailed Ms. Montoya
nancy.montoya@frb.atl.org
Federal Reserve Bank of Atlanta
Nancy Montoya Community Affairs Officer
504 593-3256 this is the number I reached her today if you want to confirm.
The games your agency plays the public should be aware!
Walter L. Ellis, CEO UAAD- uedcinc@aol.com
From: Customer.Assistance@occ.treas.gov
To: uedcinc@aol.com
Sent: Thu, 14 Sep 2006 7:20 PMSubject:
RE: Meeting with Whitney Bank Officials
re: CRA funds to assist KATRINA Victims
Dear Walter L. Ellis,
This is in response to your Internet correspondence to the Office of the Comptroller of the Currency (OCC), Customer Assistance Group (CAG). CAG answers questions and assists consumers in resolving complaints against national banks. The focus of the OCC’s review of consumer complaints against national banks is to determine whether the bank’s actions are consistent with banking statutes, regulations or any policies that are applicable to nationally chartered banking institutions.
Your email does not detail any complaint against Whitney National Bank, please provide a detailed explanation of your complaint with the bank in order for your concerns to be reviewed.
The OCC will act on complaints and inquiries that are submitted in writing and signed by the account holder. The Right to Financial Privacy Act (RFPA) governs the disclosure of financial records of individual bank customers to agencies of the federal government.
Once we receive your signed complaint, we will begin our review of the matter. Your complaint letter should be sent by FAX or U.S. Mail along with any attachments or supporting documentation.
Required information necessary to process your complaint or inquiry, if applicable:
1. your complete name and mailing address as used by the bank;
2. the full name and location (city, state) of the bank;
3. your account number(s) and type of account;
4. a detailed explanation of the complaint or inquiry and description of how you would like the matter resolved;
5. signature of the account holder, legal guardian, Power of Attorney or other person authorized to act in place of the account holder. If you are not the account holder, you must include documentation indicating your authority.
Please include your assigned case number, #656153, on any written correspondence. Your complaint may be delayed if we do not get the required information.
If your Email message contains the required information as cited above, you may sign your Email message and send it with supporting documentation or correspondence to the address below:
Comptroller of the Currency
Customer Assistance Group
1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
Our fax number is (713) 336-4301. If you have any questions, please contact this office directly at 1-800-613-6743 Monday through Thursday from 9:00 am until 4:00 pm and on Friday from 9:00 am until 3:00 pm Central Time and refer to Case #656153.
We handle a large volume of Emails. Since you have been assigned a case number, we request that you communicate with us through phone (800-613-6743), fax (713-336-4301), or regular mail as we do not process complaints by Email. Future email communications from you concerning these issues will be appropriately filed but will not generate a response.
Please be reminded that e-mail is not secure against interception. Do not include sensitive information of a personal or confidential nature – such as your bank account, credit card, or social security number – in an email or email attachment.
For additional information on complaint processing, go to our website at www.occ.treas.gov and click on Consumer Complaints and Assistance in the left column of choices.
Sincerely,
Customer Assistance Group
lg
656153
From: uedcinc@aol.com
Sent:Wednesday,September13,20062:18PM
Subject: Meeting with Whitney Bank Officials re: CRA funds to assist KATRINA Victims
Memorandum of Meeting held Whitney Bank 9/12/06
This meeting was held with:
Ms. Sunada Henderson VP Community Affairs officer, and
Mr. Richard Ainsworth VP Community Affairs department
At: 228 St. Charles Ave, (conference room)
New Orleans, LA 70130,
This meeting was held at the request of UAAD to receive and discuss if and how UAAD and its coalition partners could improve this banks’ CRA activities. Walter Ellis CEO of UAAD requested the meeting. Rev. Norwood Thompson the Acting director of CRA-SCLC-New Orleans was also present.
After being told by both CRA officials of the bank that the bank had an outstanding CRA rating by the OCC Office of Comptroller of the Currency, we further discussed that UAAD and other agencies would possibly not agree with that rating.
Mr. Ainsworth suggested that we submit a more detailed proposal for what we were seeking from the bank. My statement to Mr. Ainsworth was that we would need some start up funding from his bank in order to hire professional expertise, and in order to submit such request our purpose for the meeting today was to seek funding in order that UAAD might assist the bank in an agreement to assist the African American community as suggested under the Civil rights act CRA that was implemented due to the banks failure to allow "economic parity", while practicing prior and present discrimination, and red-lining in these communities.
Mr. Ainsworth stated that African Americans were not mentioned in CRA. He also stated that his bank does not enter into CRA agreements. He did state that his bank donates to other organizations such as the Girl Scouts in order that they may pass such contributions to Minorities.
I related to the bank officials that it was my understanding from negotiating a similar agreement with Premier Bank, when a CRA official Mr. Nathan Thornton was the VP of CRA, and had expressed to me that he felt it was his duty to assist the community in making available products and programs of the bank. Mr. Thornton made great strides in carrying out that commitment prior to Bank One who purchased Premier Bank. In my opinion Bank One may have dismissed Mr. Thornton for doing what is right for African Americans. Bank One replaced Mr. Thornton with a CRA representative with the attitude and possible commitment of Mr. Ainsworth and Ms. Henderson.
When asked if Whitney Bank would contribute $5,000.00 to UAAD and the Community coalition here in New Orleans Mr. Ainsworth suggested that we meet with Ms. Nancy Montoya with The Federal Reserve who may assist in such funding. He indicated that she was arranging a coalition of banks and that may be the proper forum for UAAD to present a funding request.
UAAD received Whitney Bank’s CRA activity report, and will pass it on to Recycling Black Dollars RBD (Banks CRA Ratings) for evaluation, see; http://www.uedcrabank.blogsopt.com/,
Walter L. Ellis, CEO UAAD uedcinc@aol.com
Memorandum of Meeting held Whitney Bank 9/12/06
This meeting was held with:
Ms. Sunada Henderson VP Community Affairs officer, and
Mr. Richard Ainsworth VP Community Affairs department
At: 228 St. Charles Ave, (conference room)
New Orleans, LA 70130,
This meeting was held at the request of UAAD to receive and discuss if and how UAAD and its coalition partners could improve this banks’ CRA activities. Walter Ellis CEO of UAAD requested the meeting. Rev. Norwood Thompson the Acting director of CRA-SCLC-New Orleans was also present.
After being told by both CRA officials of the bank that the bank had an outstanding CRA rating by the OCC Office of Comptroller of the Currency, we further discussed that UAAD and other agencies would possibly not agree with that rating.
Mr. Ainsworth suggested that we submit a more detailed proposal for what we were seeking from the bank. My statement to Mr. Ainsworth was that we would need some start up funding from his bank in order to hire professional expertise, and in order to submit such request our purpose for the meeting today was to seek funding in order that UAAD might assist the bank in an agreement to assist the African American community as suggested under the Civil rights act CRA that was implemented due to the banks failure to allow "economic parity", while practicing prior and present discrimination, and red-lining in these communities.
Mr. Ainsworth stated that African Americans were not mentioned in CRA. He also stated that his bank does not enter into CRA agreements. He did state that his bank donates to other organizations such as the Girl Scouts in order that they may pass such contributions to Minorities.
I related to the bank officials that it was my understanding from negotiating a similar agreement with Premier Bank, when a CRA official Mr. Nathan Thornton was the VP of CRA, and had expressed to me that he felt it was his duty to assist the community in making available products and programs of the bank. Mr. Thornton made great strides in carrying out that commitment prior to Bank One who purchased Premier Bank. In my opinion Bank One may have dismissed Mr. Thornton for doing what is right for African Americans. Bank One replaced Mr. Thornton with a CRA representative with the attitude and possible commitment of Mr. Ainsworth and Ms. Henderson.
When asked if Whitney Bank would contribute $5,000.00 to UAAD and the Community coalition here in New Orleans Mr. Ainsworth suggested that we meet with Ms. Nancy Montoya with The Federal Reserve who may assist in such funding. He indicated that she was arranging a coalition of banks and that may be the proper forum for UAAD to present a funding request.
UAAD received Whitney Bank’s CRA activity report, and will pass it on to Recycling Black Dollars RBD (Banks CRA Ratings) for evaluation, see; http://www.uedcrabank.blogsopt.com/,
Walter L. Ellis, CEO UAAD uedcinc@aol.com
